How to Register and Use PayPal in Ghana

Paypal is one of the world’s largest online payment system. PayPal offers a more easy, secure and faster way to make payments or request payments online. From paying for goods and services to sending funds to friends and relatives, PayPal is an accepted mode of payment everywhere on the internet.

Whether you run an online business or not, having a verified Paypal account is really necessary (we are in the 21st Century please). In fact, you can use PayPal for any online payment related activity. Here are some of the things  you might use Paypal for:

• Paying for online services. ie. goods, courses, ads, software licenses, softwares, accounts etc.
• Send money to family and relatives around the globe.
• Receive payments for services, family etc.

Creating a verified PayPal account in Ghana for free, What You Need

PayPal’s service is restricted in some countries. Nigeria, Ghana, Cameroon and other countries in Africa are examples of PayPal blacklisted countries. Restricted here means citizens of a particular restricted country has limited access to Paypal’s services. Each country has its own financial rules and regulations which affects what services and functions PayPal can offer the residents.

Paypal restricted in Ghana does not mean it is impossible to access or use PayPal for online services. You can easily get a free verified PayPal account without going in for so-called “experts” in Ghana (People do this at a fee).

To create a verified PayPal account, You need 3 basic things.

1. A working email address
2. An active phone number

You may need a credit/debit card, though it’s useful to link your credit card, You are good to receive payments with Paypal without linking your credit/debit card. Adding a credit/debit card to your PayPal account allows you to access specific features like funding and withdrawing funds from your PayPal account.

Steps to create a verified PayPal account in Ghana

Follow these steps to create a verified PayPal account in Ghana.

1. Visit PayPal’s website

In order to create a verified Paypal account in Ghana, You need to visit the PayPal website of a PayPal whitelisted county. I would recommend PayPal Lesotho or PayPal Kenya

NB: If you are using a mobile phone, register PayPal using Chrome browser and set it to “Desktop Mode”.

2. Sign up for a business account

This is a really important step, After creating our account, we are required to verify our phone number, Choosing to sign up for a personal account will not allow you to choose the Ghana prefix for verifying your phone number. Sign up for a business account which offers more access to PayPal’s services.

3. Provide you valid details

On the next screen, enter your valid email (PayPal will send a confirmation link to your email, This email is what you will use to login). Provide a strong password for your account.

On the next screen, enter your valid details, Take note of “Valid” details, PayPal will not verify that but it’s recommended you use your valid details to be on the safer side.

At the phone number section, click on the Lesotho flag and select Ghana, then proceed to enter your valid phone number. This is very important.

Enter your residential address if you have no business address and use 00233 as postcode

 

Click Submit when done. After this step, wait to get a confirmation email from PayPal before you continue.

4. Confirm Additional details

You need to confirm additional details in other to prevent any issues using your account.

You now have a fully functional PayPal account ready to send and receive payments.

 

Funding Your PayPal Account

In other to be able to send funds from your PayPal account, You need to have enough funds. This can be done by either transferring it from friends who have enough funds on their PayPal account or load funds from your credit card.

PayPal allows users to link a credit/debit cards to their accounts for payments or funding. To link your card, click on link card option on your dashboard and enter your details to link your card.

After you have linked your debit/credit card to your PayPal account, You can either load funds or withdraw funds from your PayPal account.

 

 

 

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